UK proptech Keyzy scales rent-to-own model with £130m funding

Keyzy - fintech news

London-based proptech firm Keyzy has secured asset-backed funding from French real estate private equity firm Crayon Partners to acquire over £130 million worth of real estate over the next 18 months.

The partnership represents what Keyzy describes as the first OpCo-PropCo structure of its kind in Europe, creating a framework that enables the company to bring on additional capital partners to its rent-to-own portfolio.

Founded in 2021 by Simon Groll and Jeremy Matallah, Keyzy allows renters to convert up to 100% of their rent payments into a deposit via fixed-term leases with pre-agreed purchase prices.

The company claims this approach can help potential homeowners accumulate the typical 10% deposit needed to purchase their home within two years, compared to the reported 14 years required to save for a 10% deposit on an average London property.

The platform leverages open banking and additional data sources to determine budgets, verify income, process applications, and report rental payments to credit reference agencies to build residents’ credit scores. 

Keyzy also operates Klink, a homebuying coaching app designed to help users build the financial habits necessary for successful mortgage applications.

This funding follows a £3 million seed round co-led by Axeleo Capital and Outward VC in 2023. Keyzy says it will use the new capital to expand its portfolio from 28 to 250+ rent-to-own properties across Greater London by 2027.

Keyzy reveals it has already dipped into its Crayon Partners funding, acquiring £30 million worth of properties in Q4 2025, with “additional neighbourhoods expected to come online in the coming months”. 

Co-founder Matallah states the company is now positioned to make “large-scale acquisitions across London to provide a diverse range of future homes to our applicants”.

Source: https://www.fintechfutures.com/