Investment to strengthen digital-payment infrastructure, expand SME access, and deepen regional financial inclusion
Bangkok, Thailand — October 2025 — Leading global payments platform 2C2P has announced a landmark ฿15 billion (≈ US $400 million) investment to expand its regional fintech ecosystem across Southeast Asia. The initiative underscores 2C2P’s mission to power inclusive growth through secure, interoperable, and scalable financial infrastructure.
🔹 Strategic Pillars of Investment
1. Strengthening Digital Payment Infrastructure
Funds will modernize 2C2P’s multi-rail payment network, enhance real-time settlement systems, and expand support for e-wallets, QR payments, and alternative payment methods.
The goal: one connected payments ecosystem linking consumers, merchants, and institutions across ASEAN.
2. Empowering SMEs and Entrepreneurs
A significant share of the capital is earmarked for digital-enablement programs that integrate SMEs into formal financial systems.
2C2P aims to help small businesses transition from cash-based operations to digital payments, improving liquidity and access to working capital.
3. Expanding Cross-Border Commerce
2C2P will enhance interoperability among regional payment networks — including Thailand’s PromptPay, Singapore’s PayNow, and Malaysia’s DuitNow — creating frictionless cross-border trade flows that benefit merchants and consumers alike.
4. Driving Innovation in Embedded Finance
The company plans to build out buy-now-pay-later (BNPL), merchant financing, and digital-wallet infrastructure, enabling financial institutions to offer embedded finance and lending as a service.
“Our ฿15 billion commitment reaffirms our belief in Southeast Asia’s digital future,” said Aung Kyaw Moe, Founder & CEO of 2C2P.
“Payments are the lifeblood of commerce — by building an open, secure, and interconnected ecosystem, we are helping businesses and communities across the region thrive in the digital economy.”
🌏 Fintech Momentum Across ASEAN
According to industry analysts, Southeast Asia’s digital-payments volume is set to exceed US $1.7 trillion by 2028, driven by e-commerce, digital banks, and mobile wallet adoption.
2C2P — which processes payments in over 40 currencies and operates in 10 markets — is poised to capitalize on this growth through its technology stack and strategic partnerships with banks, retailers, and fintechs.
“Our focus is not just on transactions but on trust,” added Aung Kyaw Moe.
“From Thailand to Singapore to Vietnam, we are helping the region build resilience through data-driven financial services that are inclusive and future-ready.”
🔐 Commitment to Security and Compliance
2C2P will allocate a portion of its investment toward AI-enhanced fraud detection, KYC/AML compliance, and cybersecurity modernization, ensuring users benefit from trustworthy digital financial experiences.
🏢 About 2C2P
2C2P is a full-suite payments and fintech platform serving global enterprises and local SMEs across Asia and Europe. Headquartered in Singapore with regional hubs in Thailand and Malaysia, 2C2P offers payment gateway services, cross-border settlements, merchant solutions, and embedded finance capabilities. The company is backed by strategic partners including Ant International and collaborates with leading banks and regulators across the region.
🌐 www.2c2p.com
