UK digital challenger Zopa Bank has launched a new range of investment services in partnership with German fintech Upvest.
The services are powered by Upvest’s Investment API, which covers brokerage, custody, settlement, and regulatory compliance functions. The collaboration will allow Zopa’s 1.6 million customers to begin investing from just £1.
The suite is currently being rolled out in beta to existing Zopa customers before becoming “available to the wider public in early 2026”, according to a company statement.
Initially, the challenger will provide two Invesco-managed funds with average annual returns of 4.5% and 9.3% respectively, and will be available through General Investment and ISA structures.
Moving forward, Zopa plans to add a range of Exchange Traded Funds (ETFs) alongside improvements to user experience, such as insights and prompts to “help customers get the most from the product”, the statement continues.
The launch continues Zopa’s product expansion, which includes car finance, credit cards, personal loans, savings accounts, and its current account offering, Biscuit, launched in June and powered by Thought Machine’s Vault Core system.
The challenger acquired London-based embedded payments provider Rvvup in September to further streamline the checkout payment experience for merchant clients.
Zopa joins existing Upvest clients, including Webull, Revolut, and Santander’s Openbank, which engaged the investech in August to provide infrastructure for its investment services in Germany and across Europe.
Source: https://www.fintechfutures.com/
